1. Acceptance of Terms
Your access to and use of the Stock Gaylardbwebsite ("the Website") is subject exclusively
to these Terms and Conditions.
You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.
By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice.
If you do not accept these Terms and Conditions you must immediately stop using the Website.
2. Advice
The contents of the Website do not constitute advice and should not be relied upon in making or
refraining from making, any decision.
3. Changes to Website
Stock Gaylard reserves the right to: change or remove (temporarily or permanently) the Website or
any part of it without notice and you confirm that Stock Gaylard should not be liable to you for any such
change or removal; and change these Terms and Conditions at any time, and your continued use of the Website
following any changes shall be deemed to be your acceptance of such change.
4. Links to Third Party Websites
The Website may include links to third party websites that are controlled and maintained by others. Any link
to other websites is not an endorsement of such websites and you acknowledge and agree that we are not
responsible for the content or availability of any such sites.
5. Copyright
All copyright, trademarks and all other intellectual property rights in the Website and its contents (including
without limitation the Website design, text, graphics and all software and source codes connected with
the Website) are owned by or licensed to Stock Gaylard or otherwise used by Stock Gaylard as permitted by law.
In accessing the Website you agree that you will access the content solely for your personal, non-commercial use.
None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without
the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of
pages of the Website for personal, non-commercial home use only.
6. Disclaimers and Limitation of Liability
The Website is provided on an "AS IS" and "AS AVAILABLE" basis without any representation or endorsement
made and without warranty of any kind whether express or implied, including but not limited to the implied
warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security
and accuracy.
To the extent permitted by law, Stock Gaylard will not be liable for any indirect or consequential loss or damage whatsoever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection
with the use of the Website.
Stock Gaylard makes no warranty that the functionality of the Website will be uninterrupted or error free, that
defects will be corrected or that the Website or the server that makes it available are free of viruses or anything
else which may be harmful or destructive.
Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Stock Gaylard
for death or personal injury as a result of the negligence of Stock Gaylard or that of its employees or agents.
7. Indemnity
You agree to indemnify and hold Stock Gaylard and its employees and agents harmless from and against all
liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against
Stock Gaylard arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your
use of the Website.
8. Severance
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason
by any court or competent jurisdiction then such Terms and Conditions shall be severed and the remaining
Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.
9. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the law of England and you
hereby submit to the exclusive juridiction of the English courts.
10. Privacy policy
Stock Gaylard is committed to protecting your privacy and maintaining the security of any personal
information received from you. We strictly adhere to the requirements of the data protection legislation in the UK.
The purpose of this statement is to explain to you what personal information we collect and how we may use it.
Stock Gaylard gathers information from users of this web site automatically and when you decide to
provide us with information, for example, when you complete a form on the Stock Gaylard website.
Stock Gaylard does not share this data with third parties. Stock Gaylard does not issue "cookies" (these are|
small files of information which some web sites use to identify its users and also monitor how and when a site is used).

© Stock Gaylard 2006